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O que muda para os depositantes com as novas regras de resgate dos bancos? - Público, 01/01/2016 - 08:15
A partir de 1 de Janeiro, os depositantes acima de 100 mil euros podem ser chamados a assumir perdas quando um banco for resgatado. O que está em jogo com as novas regras europeias? Quinze respostas sobre o mecanismo único de resolução.
Notícia ou cortina de fumo? Falta o essencial que determinou o resgate público do Banif, que assim não seria se ocorresse hoje, dia 1 de janeiro de 2016. Chama-se 'financiamento ponte', a cargo dos bolsos dos causadores principais do colapso bancário em curso: os bancos!
On 8 December 2015, ministers issued the following statement:
ECOFIN Ministers reaffirm the importance of deepening the Banking Union in the context of a well-functioning Economic and Monetary Union. Following the successful establishment of the Single Supervisory Mechanism (SSM), we welcome the forthcoming entry into force of the intergovernmental agreement on the transfer and mutualisation of contributions to the SRF (IGA), which will allow the Single Resolution Fund (SRF) to be fully operational on 1 January 2016.
In line with the commitment taken in December 2013, Member States participating in the Banking Union agree to put in place a system of bridge financing arrangements in order to ensure sufficient funding to the SRF during the transitional period. As of 2016, each participating Member State will enter into a harmonised Loan Facility Agreement with the Single Resolution Board (SRB), providing a national individual credit line to the SRB to back its national compartment in the SRF in case of possible funding shortfalls following resolution cases of banks of the Member State concerned. With this agreement, participating Member States ensure a credible start of the SRF as of early 2016.